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When to obtain

Appraisal Services

Cut your Property Taxes

Are you paying too much on your property taxes? If you read this and the real estate market is weakening, then it is quite possible it is time to appeal the amount you pay for property taxes, and an appraisal report is the best way to be successful in that appeal. Or, if you just purchased a property and your assessment is higher than the purchase price, it is IMPERATIVE that you file an appeal. Call Michael Mathis who has over 30-years of experience helping property owners save monies on their property taxes.

Reduce Uncertainty

Uncertain about your real estate purchase or sales price? An appraisal from AAI Services can bring clarity which can either earn you more for the sale of your property or save yourself monies in the purchase of one. So, if you are uncertain what to list your property for or what to offer for a property, call for a free consultation.

Eliminate Property Mortgage Insuance

Private Mortgage Insurance (PMI), the special insurance required by many lenders for loans with higher than 80% LTV (loan to value) often can be removed when a property’s value has increased sufficiently. Typically, the savings in lower payments exceed the fee for an appraisal report. AAI Services offers a free consultation to verify if the opportunity is present for you to significantly lower your monthly mortgage payment. Because of the strong possibility of changing market conditions, the chance to lower your payments by eliminating PMI will never be better than this moment.

Minimize Federal and State Taxes

IRS and California Franchise Tax Board have requirements for obtaining a property’s value (FMV – Fair Market Value) to calculate tax liabilities. This type of valuation requires an appraiser and the more accurate his/her appraisal is; the surer you can be that the final tax bill will be fair. Contact us to find out more.

Free consultation for any property question

Michael Mathis   909-253-5100

Eminent Domain Action

If your property is the subject of an eminent domain action, a governmental agency taking all or a portion of your property, temporarily or permanently, you must have an appraisal to be certain that you are being fairly compensated. The rules involving appraisals for eminent domain action are very specific and must be followed exactly or you jeopardize your potential settlement. Additionally, in many cases the best settlement is not just cash, but a combination of cash and creativity. Since AAI Services has been helping protect victims of eminent domain actions for over a decade you can trust them to help you find the various possible compensations you deserve.

Protect against Legal Disagreements

Legal disagreements between parties over real estate cannot be intelligently settled either privately or in court without knowing the correct value of your property or portions of it. You need an expert in valuation. Even more important, if it is remotely possible your case will wind up in court, you want an appraiser who can confidently present himself to a jury and clearly articulate your position, thus helping you win your deserved compensation. More details about this service and its importance to you are found in the ATTORNEYS section of our website.

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How To Choose an Appraiser

Experience – Minimally 20 years

So much is truly learned outside of a class room in all areas of life and especially in the real estate appraisal profession. So, as long the appraiser’s experience is not merely a repetition of the first year’s learning – i.e. many appraisers have never advanced their skills beyond what they learned in their first year or two of appraising – more years learning the profession are indeed better.

Restricted Coverage Area – Look for an Inland Empire expert

It is unrealistic to even hope for an Orange, Los Angeles, San Diego or Ventura county appraiser to truly understand the market conditions and specific neighborhoods of Inland Empire cities and county areas.  You should only work with someone who intentionally restricts themselves to one geographic area in order to become a true local expert.

Education – Minimally a four-year university degree

Since appraising is an intellectual endeavor, it is reasonable to expect that, all things being equal, the more educated the person, the better their ability to solve complex problems. While California is moving towards a requirement of a college education to become a licensed appraiser, the fact is that an 18-year-old with a high school diploma can apply for a license.

Many appraisers still only possess a high school degree. Your real estate properties are your most valuable financial asset and mistakes in estimating their value, even small ones, can have serious consequences for you. For these reasons you deserve to have them appraised by the finest trained mind, not just anyone.

It is why you should have an appraiser who combines an excellent mind with a strong formal education. But a good mind and some book learning is not enough. You also need an appraiser who has garnered exceptional knowledge and understanding through experience made possible only through performing over 10,000 reports and further sharpened by the interaction possible only in a classroom setting with hundreds of appraisers.

You deserve to have the best helping you understand the value of your property. Michael Mathis meets all these needs and will provide you with the best possible appraisal services.

Accurate Results – An appraiser who uses the most advanced available technologies and techniques

Choose an appraiser who standardly applies advanced mean paired sales (different and far more useful than simple paired sales – sorry appraiser talk) and various forms of regression analysis to arrive at objective adjustments that significantly enhance accuracy. Fancy terms for great mathematical techniques, techniques that take time to perform, but yield much more accurate results.

Why is this so important? Most appraisers still regularly use the easier methods of estimating values of unique amenities (e.g. pools) by comparing one property to another (paired sales) to isolate a value/adjustment. This dated method creates so much potential for incorrect adjustments and results in poorly done appraisals. And a poorly done appraisal will cost you money in lost savings or additional taxes.

So, while it was acceptable for the 1980s and early 1990s this is no longer the case. Now with the advent of excellent data sources and powerful computer modeling techniques there are much better ways to ensure you of an accurate property appraisal.  Your properties should be valued using sophisticated techniques that are proven to enhance accuracy when used by an experienced, knowledgeable professional.

Michael Mathis has been using the most sophisticated analysis tools since the 1990s. He specializes in harnessing their power and by doing so correctly it means a better loan, lower tax liability or a better settlement in your court case, all adding up to more cash for you. When it comes to professional appraisal services, the quickest way to lose a lot of money is to try and save a little on your appraisal.

  • Contact us

    Michael Mathis
    Appraiser | AAI Services

    Email: m.mathis@aaiservices.com
    Office: 909-253-5100
    Phone: 909-253-5100

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    AAI Services has been serving the needs of the commercial and residential owners and aspiring owners solely in Riverside and San Bernardino counties for over 34 years.

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